The General provisions are available on request

specialist insurance retirement, regularly enriches its product range and launches today destined for SwissLife retirement enterprises, a collective contract of retirement in euro and in units of accounts under Article 83 of the Code Général des Impôts. This new contract is characterized by the flexibility of its management and security provide an annuity rate guaranteed upon accession, included floor death coverage automatically and, optionally, a guarantee.

-A rate of annuity guaranteed upon accession for the contributions made to the December 31, 2025:

All payments made until 31 December 2025 on the SwissLife retirement companies contract with a guarantee of the conversion rate of the pension which will be paid to life on the winding-up of retirement (tables generation TGF 05 or TGH 05 technical rate of 2). For contributions paid as of January 1, 2026, the life annuity conversion table will depend on the tables in force on the date of each payment.

-A wide range of media that allocate savings

-4 Fund "profiles": cautious, balanced, dynamic or scalable. They choose a specific financial guidance according to the sensitivity to the risk of the employee member. -32 units of account. A wide range of media which, thanks to the multi-management, places at the service of the participant a plurality of financial expertise and will meet its expectations of more dynamic and more-oriented investment. Among these units of account, four are part of the family of Sri funds and demonstrate the commitment of Swiss Life in the field of sustainable development. -A Fund in euros. Totally secure, his interests are definitively acquired each year.

-Two modes of management are proposed:

-Automatic management. Its principle is to gradually secure savings gained to fund EUR as and as participant approaches retirement age.

-Free management. It will have the favour of the members who know and regularly follow developments in financial markets and want to drive themselves their retirement savings. It also allows the combination of the "automatic arbitration of the values" options, "automatic arbitration for less values", and "progressive arbitration" which allows to automatically transfer amounts fixed in advance by the Member of the euro Fund to media in units of account as soon as a certain threshold of vested rights is reached.

-Five annuity options at the end of the contract

The participant chooses the term of membership form of retirement best suited to its needs, according to his family situation. -Pension for non-reversible life, ceasing upon the death of the retired member - pension for non-reversible life with guaranteed annuities - annuity for reversible life at 60 for the benefit of the designated beneficiary - annuity reversible life 100 for the benefit of the designated beneficiary - annuity reversible life 100 for the benefit of the beneficiary with guaranteed annuities.

-A guarantee "floor-death" included automatically, without medical formalities, to secure the amounts transmitted to relatives in case of death:

Less value if found in the death of the participant, it is made available of beneficiaries capital of annuity, equal to the amount of the minimum value in the limit of EUR 75 000.

-Two optional guarantees:

-The guarantee of good end Accessible without Bill of health from 6 employees, this option allows for the death of the participant the availability of a constitutive additional pension capital, equal to the accumulation of periodic payments remaining to resolve since the date of death until the end of the contract. This constitutive additional pension capital combines with the floor-death guarantee, within the overall limit of EUR 150 000. -The guarantee for stoppage of work. The work stoppage resulting from a disease or accident gives rise to the term of a franchise of 90 days, the exemption from the dues to the title of the employee.

-Monitoring easier for the employee:

Member employee can always consult his retirement on the internet and will soon be able to request arbitrations in line. The General provisions are available on request.